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How Debt Relief Works
Customized Savings Plan
During your budget analysis, your debt consultant customizes the best savings program designed for your creditors and your financial goals. Each month, you deposit money into your FDIC-insured dedicated account that you control. Typically our program payments are much lower than your current credit card payments.
Negotiate Reduced Balances
Our team of expert negotiators begin working on your accounts when you have enough funds to extend a settlement. We advocate on your behalf with your creditors to negotiate the lowest reduced balance and settle your debt for significantly less than you owe.
Repeat Results
One by one, creditor by creditor, we work to negotiate the lowest balance on your accounts until we have resolved all your enrolled debt. We achieve results in typically 24-48 months, depending on your unique financial situation and your ability to save funds. As each account is settled, you are getting closer to becoming debt free.
Liberation from Debt
We are so confident in the results of our program and the relief it provides our clients, that we do not charge a fee until we reach a settlement to your satisfaction. Our goal is to eliminate your financial struggles on your unsecured debt. After completing our program, you are liberated from your financial woes and can begin your new life, debt free.